Joseph E. Roseman, Jr Steve Z 2017-06-27T19:06:27+00:00

Joseph E. Roseman, Jr.

Managing Partner

For 24 years, Joseph E Roseman Jr, “Joe” to his clients, has developed easy-to-understand educational materials to assist hard-working Americans grow and preserve their wealth.  Joe hosts Social Security Workshops, Required Minimum Distribution Seminars, and other retirement income-specific educational events at local libraries and colleges. Once a client has an educational base, he will then put together a retirement plan and retirement income plan that is specific to their needs. Every client has different circumstances, experience and assets.  To be a true advisor to his clients, Joe customizes every plan.  This plan allows each client to have a roadmap for the specific type of retirement best suited for them and their lifestyle.

Joe has completed the course of study to earn the CRPC® (Chartered Retirement Planning Consultant) Designation. He has extensive knowledge of Federal Retirement Benefits and holds the ChFEBC℠ (Chartered Federal Employee Benefits Consultant℠) Designation.  In addition, Joe has earned and holds both the CSSCS (Certified in Social Security Claiming Strategies) and NSSA (National Social Security Advisor) designations for his work in helping clients maximize their Social Security Benefits.

Joe has appeared on the local CBS affiliate, WBTV Channel 3, on their Sunday morning news show.  He has written articles for and been published in Time Magazine, US News and World Report, The Street, Investopedia,, and Wisebread.  He is approved to teach on behalf of the local Alzheimer’s Association, and contributes and volunteers at the Charlotte Rescue Mission.

Joe’s career spans numerous financially oriented positions and business ownerships since graduating from the University of North Carolina.  He began his career in Financial Services as an independent life and annuity agent. Joe spent six years in the automobile business as a finance and lease manager.  He then worked in the cemetery industry for seven years where he won numerous awards for his service to clients.  In 2000, Joe formed his own agency, Roseman Financial, servicing the needs of families in the life insurance, retirement and extended care arena.  In 2007, he joined Lincoln Financial Advisors, to offer comprehensive financial planning to clients.  Most recently he formed and became a Managing Partner in the firm of O’Dell, Winkfield. Roseman & Shipp.

Joe and his wife Debbie have lived in Charlotte since 1982.  They have been happily married for 29 years. They have a 22-year-old son at home, and a 40-year-old daughter with two grandchildren in California.  Joe is an active high school basketball referee.  Joe & Debbie attend Hickory Grove Baptist Church in Charlotte.

Advisory services offered by OWRS and by CoreCap Advisors, Inc., a registered investment advisor; OWRS and CoreCap are separate and unaffiliated entities. 

This material does not constitute an offer to purchase or sell securities nor a solicitation of such offers in any jurisdiction in which CoreCap, OWRS and their associated persons are not appropriately registered to make such offers and solicitations.